> For the complete documentation index, see [llms.txt](https://fnt.gitbook.io/fnt-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://fnt.gitbook.io/fnt-whitepaper/features/crypto-cards-and-gift-cards.md).

# Crypto cards & Gift Cards

FNT Сrypto cards bring **real-world utility** to your digital assets. No need for complicated conversions — just top up with crypto and start spending online or in-store, wherever cards are accepted.

* **Dynamic credit line**: Use your assets as collateral to unlock flexible credit that scales with your membership level and holdings (once LTV is enabled).
* **Tier-based rewards**: FNTIO holders and loyal users unlock enhanced benefits, cashback, and exclusive perks.
* **Global access**: From groceries to flights — shop worldwide in crypto, instantly.

**Gift Cards**\
Buy Amazon, Starbucks, PlayStation, Steam, and hundreds of other gift cards directly with crypto — 24/7, on your terms. Prefer something tangible? Order a physical version to use or collect.

Whether you're a seasoned crypto user or just starting out, FNT makes it easy to bring your digital assets into everyday life.